Privacy Policy

By using our Services, you agree to the terms outlined in this Privacy Policy. Please read this policy carefully. If you do not agree with this Privacy Policy, you should not use the Services.

We reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on our website and/or other Services.

We collect various types of personal information through our Services, including:

a. Information You Provide to Us

• Identification information: Your name, email address, phone number, company name, date of birth, signature, and photos of your driver's license and/or passport.

• Communications: Information you provide when you contact us with questions, feedback, respond to surveys, or otherwise communicate with us.

• Payment and transactional information: Information needed to process your orders or transmit direct deposits to you, including tax ID/Employer Identification Number ("EIN"), last four digits of your Social Security Number ("SSN"), payment card information, bank account number and related information, billing information, legal business name, doing business as name, business address, personal address, date of birth, job title, and transaction history.

• Bank Integration: If you elect to link your bank account automatically through APIs provided by third-party services like Plaid Inc. or Stripe, we will receive information related to the transactions associated with that account, including transaction details and account information.

• Third-party account information: If you choose to connect third-party accounts to the Services, we may collect information associated with your third-party account such as name, email address, and profile information.

• Contacts' Information: If you opt to import or sync your Google account, contacts, iCal, or similar accounts or services with our Services, we will collect and store information such as your contacts' email addresses, names, addresses, website URLs, phone numbers, and other metadata.

• Gmail Integration: If you integrate your Gmail account with the Services, we will have access to your inbox and calendar ("Gmail Information") to provide email and calendar functionalities.

When you use our Services, we may automatically collect certain information about your device and usage of the Services, including:

• Device information: Such as your computer's or mobile device's operating system type and version, manufacturer and model, browser type, screen resolution, RAM and disk size, CPU usage, device type (e.g., phone, tablet), IP address, unique identifiers (including identifiers used for advertising purposes), language settings, mobile device carrier, radio/network information (e.g., WiFi, LTE, 3G).

• Online activity information: Such as pages or screens you viewed, how long you spent on a page or screen, the website you visited before browsing to the Services, navigation paths between pages or screens, information about your activity on a page or screen, access times, and duration of access.

• Location Information: We may collect your approximate location based on your IP address or more precise location data from your mobile device (when you grant us permission to do so).

We use various technologies to collect information automatically when you access and use the Services, including:

• Cookies: Text files placed on your device to help us analyze how users use our Services, remember user preferences, and facilitate interest-based advertising.

• Local storage technologies: Like HTML5, that provide cookie-equivalent functionality but can store larger amounts of data.

• Web beacons: Also known as pixel tags or clear GIFs, which are used to demonstrate that a webpage or email was accessed or opened, or that certain content was viewed or clicked.

We may receive personal information about you from third-party sources, including:

• Data providers and information services

• Public sources, such as social media platforms

• Our advertising partners

We use your personal information for the following purposes:

a. Service Delivery

• Provide, operate, and improve the Services and our business

• Create, maintain, and authenticate your account

• Process payments and complete transactions

• Provide support and respond to your requests, questions, and feedback

b. Research and Development

We may de-identify personal information and use the de-identified information for research and development purposes, including analyzing and improving the Services and promoting our business. We do not use or aggregate Gmail Information for these purposes.

c. Marketing and Advertising

• Direct marketing: We may send Businesses direct marketing communications as permitted by law. We do not use Contacts' Information for direct marketing.

• Interest-based advertising: We and our advertising partners may use your information to deliver targeted advertisements to you across websites and apps.

• Public profiles: We may create public profiles using publicly available information and Contacts' Information (excluding Gmail Information). We will provide an opt-out option if we create a profile for you.

d. Compliance and Protection

• Comply with applicable laws, lawful requests, and legal processes

• Protect our, your, or others' rights, privacy, safety, or property

• Enforce the terms and conditions that govern the Services

• Prevent, identify, investigate, and deter fraudulent, harmful, unauthorized, unethical, or illegal activity

We may share your personal information with the following parties and as otherwise described in this Privacy Policy:

• Affiliates: Our subsidiaries and affiliates, for purposes consistent with this Privacy Policy.

• Service providers: Companies and individuals that provide services on our behalf or help us operate the Services or our business.

• Advertising partners: Third-party advertising companies for the interest-based advertising purposes described above.

• Professional advisors: Such as lawyers, auditors, bankers, and insurers.

• Authorities and others: Law enforcement, government authorities, and private parties, as we believe in good faith to be necessary or appropriate for the compliance and protection purposes described above.

We may also share your personal information as described in the "Google API Services User Data Policy" section below.

You have several choices regarding your personal information:

• Access and correction: You can access and update certain account information by logging into your account or contacting us.

• Marketing communications: You can opt-out of marketing-related communications by following the opt-out or unsubscribe instructions contained in the marketing communication.

• Online tracking opt-out: You can opt-out of certain online tracking activities by adjusting your browser settings, using privacy plug-ins, or utilizing advertising industry opt-out tools.

• Do Not Track: We currently do not respond to "Do Not Track" signals.

We employ technical, organizational, and physical safeguards designed to protect the personal information we collect. However, no security measures are failsafe, and we cannot guarantee the security of your personal information.

We are headquartered in the United States and may use service providers in other countries. Your personal information may be transferred to the United States or other locations where privacy laws may not be as protective as those in your jurisdiction.

Our Services are not intended for children under 13 years of age. If we learn that we have collected personal information from a child under 13 without parental consent, we will delete it.

We will post any changes to this Privacy Policy on our website with a revised effective date. If we make material changes, we will notify you through the Services or by other means.

If you have any questions or concerns about this Privacy Policy, please contact us at:

Mailing Address: [email protected]

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal information we collect about you and how we use and share it

• The right to request deletion of your personal information

• The right to opt-out of the sale of your personal information

• The right to non-discrimination for exercising your CCPA rights

To exercise your rights, please contact us using the information provided in the "How to Contact Us" section.

Our use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements. Specifically:

• We only use Gmail Information to provide and improve our Services.

• We do not transfer Gmail Information to third parties except as necessary to provide or improve our Services, comply with applicable law, or in connection with a merger, acquisition, or sale of assets (with notice to users).

• We do not use Gmail Information for serving advertisements.

• We do not allow humans to read Gmail Information, except with user consent, for security or compliance purposes, or for our internal operations when the information is aggregated and anonymized.

a. Applicant Information

We use applicants' information to facilitate our recruitment activities and process applications. We may also use and disclose applicants' information to improve our Services, comply with relevant laws, respond to legal requests, and protect our rights or property.

b. Social Media Platforms

Our Services may allow you to connect and share your actions, comments, content, and information publicly or with friends. We are not responsible for maintaining the confidentiality of any information you share publicly or with friends.

c. Third-Party Services

Our Services may contain links to other online services operated by third parties. We are not responsible for the privacy practices of third-party services, and we encourage you to review their privacy policies before providing them with information.

By using our Services, you understand and agree to the collection, use, disclosure, and procedures described in this Privacy Policy.

a. Fair Usage

Users must use the AI Services responsibly and in accordance with applicable laws and regulations.

b. Data Retention for Model Training

We may retain certain data for the purpose of improving and training our AI models, subject to the terms of this Privacy Policy.

c. Input and Output

You are responsible for ensuring that:

• Your Input and use of Output comply with applicable laws.

• You do not mislead users about whether the Output was solely human-generated.